Transferring credit
Introduction
Transferring from another college or university can be a stressful process. You must ensure you have all the credits you need for graduation and then provide those that will transfer. The good news is that it’s not as difficult as it seems—and it can even be fun! We’ll walk through some of the basics of transferring credit below.
Tuition and Fees
Tuition and fees are the costs of attending college. They include tuition, which is set by the university and varies based on your program of study; mandatory fees, which are also established by your school but can vary depending on your major or type of class; and room and board if you live on campus.
Tuition is usually paid per credit hour (or semester), so it’s essential to know how many credits you’ll take each semester before deciding how much you need to save for college. If you’re planning on taking 12 or more credits per semester, that would mean paying $819 per credit hour in Indiana University-Bloomington’s 2018-2019 academic year–and since most colleges charge at least $250 per credit hour (and some even more), this could quickly get expensive if they don’t offer financial aid options like grants or scholarships!
Tuition
Tuition is the cost of attending college. It’s usually paid by semester and can be paid in instalments. The school often sets tuitions, but each state or province may also determine them.
Tuition is sometimes part of a student’s financial aid package because it helps offset expenses like books and housing costs. The amount you pay in tuition will vary depending on your program of study and primary and residency status (if applicable).
Fees
Health insurance: You will be automatically enrolled in the Student Health Insurance Plan (SHIP) unless you have comparable coverage through another source. Students who do not purchase SHIP by the deadline must submit a waiver request form to waive their enrollment and pay for medical care directly out of pocket or provide proof that they have comparable coverage from another source, such as an employer or spouse’s employment benefits. If you are not eligible for a waiver, your student account will be charged $1,350 each semester for this service.
Transcript fees: $6 per copy (up to 5 copies) ordered at one time; additional copies ordered at one time will cost $3.
Technology fees: Your IU student account includes access to many services, including email and calendar functions; however some services require additional payment such as Google Drive storage space which may be used by all students regardless if they wish these features activated or not.”
Financial Aid
Financial Aid is money that can help you pay for college. The first step in applying for financial aid is to fill out the Free Application for Federal Student Aid (FAFSA). You can get a copy of this form from your high school guidance office, another school’s financial aid office, or online at www.fafsa.gov. Complete one FAFSA every year that you’re in college–even if you don’t think you’ll be getting any need-based aid this year because your parents’ income has changed significantly since last year’s application was completed. Their assets have decreased considerably since then. It’s also important to note that some types of federal student loans require applicants’ parents’ signatures on the promissory note; therefore, if they don’t sign it or fail to return it within a specific timeframe after being asked by the lender, then those loans may not be disbursed until all parties reach an agreement regarding who will bear responsibility for repaying them (which could take weeks).
Types Of Financial Aid:
Need-based grants are available at many schools across America, but some universities offer more than others, so check out our list before making any decisions! Need-based scholarships differ slightly from grants because they’re awarded based on merit rather than need alone – however, plenty are still available! These programs vary greatly depending upon where they’re offered, so do some research beforehand not to waste valuable time searching through lists containing institutions that won’t work well with your needs.”
Scholarships
Scholarships are awards that do not have to be repaid. Scholarship money is often awarded based on merit and financial need. Scholarships can be found by applying directly to the scholarship provider or through your school’s office of financial assistance.
If you’re wondering about scholarships for college students, keep reading!
Grants
Grants are monetary awards that do not have to be repaid. Grants are awarded based on financial need, academic achievement and other factors. Grants can be used for tuition and fees, books, supplies, and living expenses. The federal government offers several types of grants:
- Federal Pell Grant (up to $6,095) – available only if you’re eligible for the Federal Student Aid (FSA) Program. You must apply each year through your school’s financial aid office or online at fafsa.gov.
- Federal Supplemental Educational Opportunity Grant (FSEOG) – up to $4k per year if you demonstrate exceptional financial need; funding is limited, so submit your applications early in spring/early summer when most students submit their applications! Check eligibility requirements with your school’s financial aid office before applying online at fafsa4caster dot gov.
Loans and Work Study
The first step to determining how much you need to pay for college is determining the type of loans you want to take out. Federal loans are available through the U.S. Department of Education, while private lenders also offer student loans. If you’re applying for federal financial aid, there are two types: subsidized and unsubsidized (also known as direct). Subsidized loans are awarded based on financial need; they don’t accrue interest while students are enrolled in school at least half-time, and their repayment begins after graduation (or when students leave school). Unsubsidized loans aren’t based on income but rather creditworthiness–they also begin accruing interest immediately after being disbursed by lenders like Sallie Mae or Wells Fargo Bank.*
Work Study programs help pay for tuition costs by allowing students who qualify based on financial need an opportunity to earn money through part-time employment at IU Bloomington’s various departments, such as residence halls or dining services.* Work Study jobs require applicants to pass criminal background checks before being hired, which can be done online via the Student Employment Services website (http://www2cwebprod01nyfhgv0jrzijcq9yl3b3ev5tpvj8y5e) where all employment opportunities posted by schools across America will appear under “Job Opportunities”.*
Living Expenses in Bloomington, IN
Living in Bloomington, IN, is about $5,000 per year. This covers all expenses except rent and tuition fees. You’ll also want to budget for groceries, utilities (electricity, gas) and transportation costs if you don’t live on campus or with family nearby.
The average rental rate for apartments near Indiana University is $1,200 monthly ($1400-$1600). Suppose you are a student who prefers off-campus housing options like houses or condos. In that case, your monthly rent will vary depending on location, but expect it to be higher than what apartment renters pay due to more amenities (like kitchen appliances) included in the price tag!
Groceries usually cost around $300-$400 per month depending on what kind of diet you follow; this includes food items such as bread/pasta/rice but excludes fresh produce, which tends to be more expensive than canned goods at grocery stores like Kroger’s Marketplace locations throughout central Indiana communities such as Muncie & Marion County where many students reside during their college careers before returning home after graduation day arrives next summertime season…
It is essential to know the costs of college before you enrol
The cost of attendance depends on the college and program you choose and your financial situation. For example, if your family has very little money and cannot pay for tuition or room and board, the school may give you some money through scholarships or grants.
Talk with counsellors at high schools near where you live about what kinds of aid may be available from colleges in their area; some schools have special agreements with specific universities that allow them to provide extra funding for students who attend those schools’ classes. You can also ask friends who have gone away to college if they know about any scholarships available through their alma mater (the word “alma mater” means “the place where one learned”).